Valid range: 1 to 68 years
Minimum: $100
Cash Value at Age 65
years of
contributions
total invested
total invested
Cash Value at Age 70
years of
contributions
total invested
total invested
Detailed Cash Value Projections
| Age | Years Contributing | Total Invested | Cash Value | Growth |
|---|
Calculation Assumptions & Important Notes
- Minimum Contribution: $100 monthly minimum required for IUL policies
- Growth Rates: Based on typical IUL historical performance ranges (5-10%)
- Compounding: Monthly contributions with monthly compound growth
- No Deductions: Policy fees, administrative costs, and insurance costs not included
- Consistent Contributions: Assumes regular monthly payments from current age
- Market Variability: Actual returns may vary significantly based on index performance
- Tax Considerations: Growth is tax-deferred; loans/withdrawals may have tax implications
- Professional Advice: Consult licensed insurance professionals for personalized guidance